As restaurateur offering good food to members of the public, you run very specific insurable risks in your business.  Our market-leading restaurant insurance products offers industry-specific cover, giving you the peace of mind when you need it most.

Buildings and Contents cover against the risk of fire, storm, lightning, explosion, earthquake, malicious damage, theft, water damage, power surge, political unrest and other insured perils.

Electronic Equipment and Specified Valuables, covering all risks world-wide including theft and accidental damage.

Liability cover, for when you are held liable for damage to the property or bodily injury of guests or any other 3rd party, including food poisoning, hunter's liability, employers liability etc.

Business Interruptions, protecting your loss of profits, and increased costs of operations should you suffer an insured loss and you are no longer able to sustain your normal income.

Car Insurance, including third party and passenger liabilities.

Specialised Insurance cover:
 -    Theft cover of up to R20 000 (subject to forcible and violent entry or exit).
-     Power surge cover up to R50 000.     
-     External blinds, signs, canopies and outdoor furnishings cover of up to R50 000.
-     Stock in transit up to R5 000.
-     Property belonging to employees up to R5 000.
-     Damage caused by the escape of beverages is covered up to R20 000.
-     Loss of profit due to hindered access, eat-and-run (bilking), loss of liquour license ect.
-     Liability cover for food poisoning, employers liability, security firms, facilities offered at the restaurant etc.
-     Car breakdown assistance, and emergency electrical and plumbing repairs are included.

These are just some of the elements which make this insurance policy sooooo tasty. Ask us for more!